How We Are Paid

We derive income from commissions paid to us by life companies and the operators of collective investment schemes with whom investments are made. We shall tell you the amount of commission payable to us on any such investment. If we receive commission or any other form of benefit from the issuer of a security or another intermediary, we will inform you, but we will not tell you its amount unless you ask us to do so.

If we propose to charge you a fee, we will agree the basis with you separately and in writing before any chargeable work commences.

Mortgage Services

There may be a fee for mortgage advice, although this is normally paid by way of an introduction fee from the lender we arrange your mortgage with. The precise amount of any fee will depend on your own circumstances, but typically this could be 0.5% of the amount borrowed.